Do you every wonder if your family has enough insurance to cover a large claim against you? And do you know where the money would come from if you are not adequately insured?
Today, anyone can be sued, and million dollar judgments are not uncommon. In order to cover the costs in which you may be deemed liable, you could be forced to use money from your current assets, such as savings accounts, 401(k)s, or even you home. Not to mention your potential for future earnings may also be at risk.
For most families, a Personal Umbrella policy is an essential level of insurance that goes beyond what your home and auto policies cover. Everything you have worked for could be at risk. You could be held responsible if you cause an auto accident, if someone is injured on your property, or if a guest injures someone in an accident after being served drinks in your home. In a society where multimillion dollar judgements are not a rarity, it is affordable coverage that you can’t afford to be without. Furthermore, this liability insurance covers one’s non-business activities anywhere in the world.
Liufau McCall Insurance Group has competitively priced Umbrella insurance policy complements your existing plan by supplying added protection for bodily injury and property damage, in addition to other risks not encompassed under your normal plan. Our custom tailored liability limits are crucial and rely on every person’s assets, needs, and requirements to safeguard their way of living. Our agents at Liufau McCall Insurance Group will make sure that your personalized Umbrella plan extends your limits only as much as you absolutely need.